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Single-Trip: maximum 182 days.

Annual-Trip Plan: maximum 90 days per trip for an unlimited number of trips within the policy year.

Me only : Single or a Group of Travellers, up to 9 travelling and aged 18 years above

Insured & Spouse : The Spouse must be aged 18 years above

Family : Any one or two adults who are Family Member of each other travelling with any number of children of the Insured person (s). Children must be unmarried and aged between 6 weeks to 18 years or 24 years old and full time student at a recognized school, college or university

Asean : Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand.

Asia : Australia, China, Hong Kong, India, Japan, Korea, Macau, New Zealand, Taiwan and including Asean.

Worldwide : Any countries outside Vietnam except Cuba.

Worldwide

Policy Wording Worldwide

*Insured Child (included in Family Policy)

Cover out-patient and in-patient medical expenses due to an accident or sickness.

Pay this benefit for each consecutive eight (8) hour delay due to the late arrival of your incoming confirmed connecting flight, provided no alternative onward transportation is made available to you within 8 hours of your actual arrival time of your incoming flight.

– after 8 hours
For the emergency purchase of essential clothing and toiletries if the check-in baggage accompanying the Insured Person has been delayed, misdirected or temporarily misplaced by the carrier.

The Period of Insurance will be extended until the completion of the trip without charge, for up to 10 days, if the Insured’s return Trip is delayed due to Unforeseen Circumstances.

- Hijack, murder, assault and terrorism
- Suffocation of smoke, poisonous fumes, gas, drowning
- Disappearance

Pays VND 1,050,000 for every complete day the Insured Person is hospitalized whilst overseas.

–VND 2,100,000 for every 8 hours

Pays for maximum up to the amount as stated in Policy Schedule

Pay a daily benefit amount if you are in hospital overseas as a result of Injury or Sickness.

Pays for the incidental expenses for the visit of one Family Member if the Insured Person cannot be evacuated and requires hospitalization for more than 5 days.

You have access 24 hours a day during your cover period should you need travel or medical advice or assistance

– VND 2,100,000 for every 8 hours

Cover you for unexpected and sudden sickness or injury overseas, which results in you needing to be moved to another location or returning to Vietnam for medical treatment.

- Pre trip information
- Medical service consultation/advice/referral hospital admission (including Hospitalization Guarantee & direct settlement of covered hospital bills)
- Baggage service/ Legal referral service

Cover you for flight delays due to inclement weather, mechanical breakdown of aircraft or strikes of airlines employees. A benefit is payable for each consecutive 8 hour of delay.

Pay for necessary expenses for sending Insured children (under 14 years old) back to Vietnam in case of serious Injury, Sickness or death of the Insured person

Pay you in respect of curtailment expenses, if you need to curtail your journey after it has started due to you suffering sickness, or severe illness according to a physician, or your immediate family member’s death .

Medical expenses for follow-up treatment in Vietnam is also included and subject to VND105,000,000 maximum

Cover unredeemable travel and accommodation expenses paid in advance prior to travelling overseas.

Postpone the effective date up to 180 days

Pay for the reasonable transportation and accommodation expenses of one of your family members to visit you overseas, if you are hospitalized for more than five days and cannot return to Vietnam and there are no adult family members are with you.

–every item up to VND 6,300,000, laptop computer up to VND 21,000,000

Pay for the outstanding credit card balance if the Insured Person suffers Accidental death covered by the Policy up to

Pay for the baggage and personal effects that was lost or damaged during your journey.

–VND 2,100,000 for each 8 hours

in case of AD&D of the Insured Person

Pay a lump sum cash benefit in case of loss of life or permanent total disability due to an accident whilst travelling.

Pays for necessary expenses for sending substitute person to complete the original trip of the Insured person because of serious Injury and Sickness of the Insured Person

Pay for emergency purchase of essential clothing and toiletries if the check-in baggage accompanying you has been delayed, misdirected or temporarily misplaced by the carrier.

to Insured Person's child or children in the event of Accident Death of the Insured person, up to maximum of two (2) children

Pays of legal liability to a third party up to the amount as state in the Policy Schedule arising in the course of a Trip as a result of:
(a)Death or an Accident or Bodily Injury to any person
(b)Accidental loss of or damage to property of that person